How to avoid debt?

Put the students into bankruptcy so they can learn the lesson not to borrow money you can’t pay back. And no, there are no “predatory lenders” or predatory this or that’s out there in this story. If you’re so challenged that you borrow money to invest in your thesis assistance or education in general and you can’t get a good-paying job in this historic low unemployment environment (and pay back your debt), you’re likely a snowflake looking for a free ride.